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Have an Import Export Business Get This Insurance

Posted by on Nov 18, 2017 in Down to Business | Comments Off on Have an Import Export Business Get This Insurance

Caring for staff is an important part of running a company. Depending on the state, insurance regulations vary. Standard business insurance policies include worker’s compensation and other liability coverage. For small businesses starting out, this may be enough coverage. For those in the export-import field there is extra protection available: Credit-Risk Insurance for Exporters Several export credit-risk policies are available courtesy of the Export-Import Bank of the United States (Ex-Im). Designed to both protect the insured and encourage...

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The Silica Standard Fully Enforced

Posted by on Nov 18, 2017 in Construction | Comments Off on The Silica Standard Fully Enforced

Construction builders will want to hear this: OSHA’s Directorate of Enforcement Programs is getting serious about the silica standard. In a recent memo, acting director Patrick J. Kapust says that as of October 2017, OSHA is going to enforce all the provisions of the silica standard. This can be challenging for some companies, as compliance and insurance costs can change. The new standard creates guidelines for construction companies. Under the OSHA standard, exposure limits of 50 µg/m3 and an action level of 25 µg/m3 are the maximum...

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Workplace Safety & Corporate Culture Go Hand in Hand

Posted by on Nov 15, 2017 in Workplace Safety | Comments Off on Workplace Safety & Corporate Culture Go Hand in Hand

Small-business owners rely on strong employees. The challenge for nearly all is finding strong employees, to begin with. Today firms of all sizes are using creative strategies for attracting and retaining great talent. For many, this means unique vacation incentives and other tantalizing packages, yet often-overlooked is simply creating a safe work environment. A safe environment promotes well-being and productivity. Insurance veteran David Quezada says it is important for management to prioritize safety. This protecting the workplace, staff,...

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Hacking on The Rise

Posted by on Nov 13, 2017 in Down to Business | Comments Off on Hacking on The Rise

It is estimated that over half the companies currently operating in the United States have been the victim of cyber-attacks within the past year. 53% to be exact, according to a recent study completed by cyber-insurance carrier the Hartford Steam Boiler (HSB) Inspection and Insurance Co. This study also found that of the businesses hacked within the prior year period, 72% spend over $5,000 investigating each incident. Response to cyber attack can be costly. Attacks must be discovered, damage mitigated, and changes may be necessary to limit...

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Why Safety Issues Go Unreported

Posted by on Oct 26, 2017 in Workplace Safety | Comments Off on Why Safety Issues Go Unreported

Most people go to work expecting a safe workplace. OSHA messages abound recommending safety tips and encouraging reporting of safety issues. Despite this, a large number of incidents occur each year, sometimes serious. To explain this, two groups conducted studies into workplace safety. The studies each reached a similar result: the solution to workplace safety lay in proper supervision. The first study, conducted by the National Safety Council, was published in volume 45 of the Journal of Safety and Security. This study discovered a large...

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Always Work With a Net

Posted by on Oct 17, 2017 in Down to Business | Comments Off on Always Work With a Net

Entrepreneurs spin a lot of plates. Gathering licenses, building inventory, and engaging potential vendors are several of many things involved with launching. A large number of responsibilities involved with starting a company leaves it unsurprising many entrepreneurs overlook securing effective commercial insurance policies. A grasp on specific risks helps tailor the right commercial insurance policy. Mike Barton, with Commercial Insurance of Allstate, says the right policy changes for each company. Daycare-center operators and at-home...

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Recent Storms Demonstrate Why Builders Risk Protection is Important

Posted by on Oct 17, 2017 in Construction | Comments Off on Recent Storms Demonstrate Why Builders Risk Protection is Important

Building during hurricane season carries risks for entrepreneurs and construction companies. Storms tear into construction sites ravaging materials and destroying site preparation. Beyond the physical toll, construction companies shoulder extra staffing, transportation, and other costs due to delay. Construction continues year-round, regardless of hurricane season. Each year, builders take a gamble projects will safe from major storms. Builders risk insurance protects residential and commercial construction projects from damages caused by...

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Supervisors Are Responsible for Safety

Posted by on Oct 13, 2017 in Workplace Safety | Comments Off on Supervisors Are Responsible for Safety

Supervisors have a lot to keep track of. Management means more than assigning work. Managers maintain a list of responsibilities affecting workplace safety. Effective supervisors create safe environments through action and training. Staff trained to spot and report safety issues create a safer environment. To promote a safe environment for industry, apply the following methods to the workplace: Staff Training Encourage staff to locate hazards, maintain awareness, and perform work safely. Train staff on any protective equipment necessary, and...

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Making Workers Safe With Guardrails

Posted by on Oct 11, 2017 in Construction, Uncategorized | Comments Off on Making Workers Safe With Guardrails

Construction sites are active environments. Active transfer of people and materials creates the potential for anything to happen. Site safety is a regulated industry. Safety standards and guidelines in place by OSHA and the International Code Council help maintain site and worker safety These agencies recommend safety measures developed following years of real-world learning. In the early 1990’s, builders discovered gaps in standardized building safety ordinances. By 1997, the ICC published the first international safety guidelines: the...

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Active Shooter Preparedness

Posted by on Oct 10, 2017 in Workplace Safety | Comments Off on Active Shooter Preparedness

The recent shooting in Vegas is a grim reminder: active shooter scenarios occur all too often. According to the Department of Homeland security, over 1500 workplace shootings happen in the past year. Many of these shooters are on destructive paths, bent on hurting as many people as possible. The National Safety Council recommends active shooter preparedness become part of workplace safety plans. These strategies can help workers survive an active shooter: 1. Run Run as quickly as possible. Take the opportunity and encourage others to as well....

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