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Is Affordable Car Insurance for College Students Possible

Posted by on Oct 18, 2018 in Personal Protection | Comments Off on Is Affordable Car Insurance for College Students Possible

We’ve all been there at some point – you’ve just passed your test, you’re excited to finally have some freedom, and then you realize that you’re going to have to pay car insurance. Car insurance, like all insurance, features premiums which are calculated according to risk. Unfortunately, the younger and the more inexperienced you are at driving, the higher the risk is that you’re going to crash. The result? Largely unaffordable car insurance premiums for young drivers. You see, drivers aged between 15-20...

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Managing Heat Stress in the Workplace

Posted by on Sep 17, 2018 in Workplace Safety | Comments Off on Managing Heat Stress in the Workplace

Heat exhaustion and heat stress are very real concerns for people who work in hot climates, especially if their workplaces don’t come equipped with air conditioning, like if they work outside. Heat stress in the workplace can be a problem for many US workers, especially if they live in a cold area which is unequipped for heat and then a heatwave strikes out of nowhere! Here we offer you some tips for managing heat stress in the workplace. Act quickly If you suspect that you may be undergoing heat stroke or heat exhaustion, you should...

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Implementing Group Health? Watch For These Challenges

Posted by on Sep 7, 2018 in Down to Business | Comments Off on Implementing Group Health? Watch For These Challenges

As the cost of living rises, more and more employers are looking to offer their employees group health insurance plans, keeping their costs low while still offering healthcare to their staff. Although this continues to be an economically viable means of providing health care for both the employer and the employee, there are certain challenges which your company will face when implementing group health plans. Here we have outlined some of the biggest challenges you will encounter! Remote working issues The website International Advisers...

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4 Concrete Reasons Construction Companies Need Business Insurance

Posted by on Sep 7, 2018 in Construction | Comments Off on 4 Concrete Reasons Construction Companies Need Business Insurance

Construction is an inherently dangerous business, constantly ranking at the top of the most dangerous industries to work in. Luckily, with effective management and solutions, this danger can be greatly reduced. Nonetheless, it is crucial that construction companies arm themselves with good business insurance policies which protect them when things go awry – and they will eventually. Below we offer you 4 concrete reasons why construction companies need business insurance. 1. General liability Although you can train your workers until the...

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Limit Fatigue to Keep Workers Safe

Posted by on Sep 5, 2018 in Workplace Safety | Comments Off on Limit Fatigue to Keep Workers Safe

Although the US is known for its romanticized “workaholic” culture, more and more workers are finding themselves becoming ill and fatigued as the demands of their working lives and personal lives make it difficult for them to cope. Fatigue itself has become a big issue in workforces as of late, with the American College of Occupational and Environmental Medicine defining fatigue as the body’s response to sleep deprivation or lengthy mental or physical hard work. What causes fatigue in workers? Although some causes of fatigue...

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What That New Car Really Costs…

Posted by on Sep 3, 2018 in Personal Protection | Comments Off on What That New Car Really Costs…

If you’re looking to buy a new car, there’s an awful lot of factors to consider in addition to the purchase price, and ensuring that you can afford them all is an essential part of the car-buying process. Here we list some factors to consider when buying a new car! Financing vs Purchasing If you can purchase a car in full, this is always the better option financially, as you won’t be paying any interest on the price. However, if you’re looking to finance your car, you need to assess the deal carefully and look into the...

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Buying the Right Business Insurance

Posted by on Aug 27, 2018 in Down to Business | Comments Off on Buying the Right Business Insurance

Business insurance is crucial if you are to protect your company from unforeseen forces in the future, whether they take the forms of fraud, fires, floods, plumbing problems, or a whole host of other potential issues. However, buying the right business insurance is rather difficult, as you need to know exactly what your business is most vulnerable to. Although you could buy an expensive catch-all policy which covers everything under the sun, the premiums may bankrupt you before you even get going! So how do you choose the right business...

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Five High-Danger Jobs in Construction

Posted by on Aug 25, 2018 in Construction | Comments Off on Five High-Danger Jobs in Construction

  Whether it’s falling machinery, fire hazards, or tripping over debris, construction remains one of the most dangerous industries to work for in the US and worldwide. However, some construction jobs are consistently ranked as the most dangerous ones in the industry, so take special care if you find yourself involved in one of these construction-based tasks. 1. Working with power tools When you first work with power tools, you tend to be very cautious. However, with repeated use, the tasks become more mundane and easy for the...

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Make Your Small Business Better by Avoiding These Mistakes

Posted by on Aug 22, 2018 in Down to Business | Comments Off on Make Your Small Business Better by Avoiding These Mistakes

Being your own boss and starting a small business always sounds attractive as a prospect, but few people have the business acumen and work ethic necessary to make a small business survive in the long term. Many entrepreneurs fall into some common mistakes when starting out, and here we have highlighted a few of the most common! Not networking One of the most essential aspects of business, and life in general, is meeting people. It doesn’t matter how independent you think you are – we always rely on other people to keep us going in...

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Construction Zone Fire Dangers

Posted by on Aug 21, 2018 in Construction | Comments Off on Construction Zone Fire Dangers

Between 2007 and 2011, US fire departments were sent out to an average of 5,120 fires taking place at construction/renovation sites, with a total of 9 deaths, 94 injuries, and $265 in damages accompanying such fires. However, it doesn’t have to be this way! Heed our advice about controlling the danger of construction zone fires. When planning a construction project Before you start construction, review the entire site for fire hazards and assess how easy or difficult it would be for firefighters to reach the site with their equipment....

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