Personal Protection

Wildlife and Winter Driving

Posted by on Nov 21, 2018 in Personal Protection | Comments Off on Wildlife and Winter Driving

With leaves falling and cold temperatures filling the air, it’s time to pay extra attention to the road and to potential animal hazards including deer. A deer popping out from the side of the road is a scary proposition at any time of year and especially hazardous when road conditions are slick with fresh rain or icy because of cold temperatures. Peak accident times include both the early and late hours of the day. In truth it is important to keep a continuous lookout for all kinds of wildlife near or on the highway. And be sure to understand what kind of animal-related insurance...

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Driving without Insurance Don’t!

Posted by on Oct 30, 2018 in Personal Protection | Comments Off on Driving without Insurance Don’t!

If you’re a driver in the US, or many countries for that matter, you are required by law to have car insurance. Driving without car insurance is illegal, and for a very good reason. Although a technical US exception is New Hampshire, where drivers don’t have to have insurance per se… they still have to be able to prove that they have enough money put away in order to pay out if a crash happens. For all intents and purposes… you have to have car insurance in the US. Over 37,000 people die in US car crashes every year, with a further 2.3 million becoming injured or...

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Is Affordable Car Insurance for College Students Possible

Posted by on Oct 18, 2018 in Personal Protection | Comments Off on Is Affordable Car Insurance for College Students Possible

We’ve all been there at some point – you’ve just passed your test, you’re excited to finally have some freedom, and then you realize that you’re going to have to pay car insurance. Car insurance, like all insurance, features premiums which are calculated according to risk. Unfortunately, the younger and the more inexperienced you are at driving, the higher the risk is that you’re going to crash. The result? Largely unaffordable car insurance premiums for young drivers. You see, drivers aged between 15-20 make up only 6.7% of all drivers in the country, yet...

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What That New Car Really Costs…

Posted by on Sep 3, 2018 in Personal Protection | Comments Off on What That New Car Really Costs…

If you’re looking to buy a new car, there’s an awful lot of factors to consider in addition to the purchase price, and ensuring that you can afford them all is an essential part of the car-buying process. Here we list some factors to consider when buying a new car! Financing vs Purchasing If you can purchase a car in full, this is always the better option financially, as you won’t be paying any interest on the price. However, if you’re looking to finance your car, you need to assess the deal carefully and look into the loan term, interest rate, and more. If you must...

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What’s the Best Time to Shop for Home Insurance?

Posted by on Aug 20, 2018 in Personal Protection | Comments Off on What’s the Best Time to Shop for Home Insurance?

It’s hard to know when to shop around for your home insurance, as there are no set guidelines in place unless you’re moving or getting married. Because of this mysteriousness surrounding home insurance, here we have ascertained some guidelines to help you decide that it’s time to look into your home insurance. Buying a house This is, of course, the most obvious one, as it’s critical to insure your new investment. You should take out a home insurance policy before you close on the home, although bear in mind that you may not know everything you need to know about the...

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Ways to Protect and Secure Your Home While You Are Away

Posted by on Aug 13, 2018 in Personal Protection | Comments Off on Ways to Protect and Secure Your Home While You Are Away

It’s easy to worry about your home when you’re away on a vacation or a business trip. Did you lock all the doors? Did you leave the stove on? Does it look obvious that the house is empty? These are all legitimate worries when you’re spending time away from your humble abode. Fret not, however, as here we have compiled some ways of securing and protecting your home while you are away on business or pleasure! Basic measures First things first, you should start with the basics. For example, put your interior lights on timers if you want your home to appear to be occupied while...

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