Personal Protection

Preventing Dog Bites

Posted by on Mar 29, 2018 in Personal Protection | Comments Off on Preventing Dog Bites

We love our dogs… the wagging tails… the kisses. And yet dog ownership has challenges. Dogs bite more than 4.5 million people each year. Of those, nearly 900,000 are severe enough to require medical intervention. In addition, dog bites are costly. The typical cost per canine attack case settled through insurance is over $28,000. It’s a big number. It’s also why home insurance rates go up when you get a new dog… Thankfully, there are actions you can take to decrease the chances of your dog biting or attacking someone. First, choose your dog carefully. There are varying viewpoints on whether...

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Tips on Finding Home Insurance Savings

Posted by on Mar 22, 2018 in Personal Protection | Comments Off on Tips on Finding Home Insurance Savings

Have an apartment or a house? You naturally need home insurance. The challenge is most people get home insurance and then ignore it. The thing is, as time goes by your living situation changes. You may acquire more things like jewelry or art. You may make improvements to your home. You might have added a home theater. In any case, you need your insurance to keep pace with your personal situation and to ensure your property and things are sufficiently protected. There’s no magic time to think about home insurance policy … so have a look at these tips on the best ways to get the most value in...

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Common and Expensive Car Insurance Mistakes and How to Avoid Them

Posted by on Feb 23, 2018 in Personal Protection | Comments Off on Common and Expensive Car Insurance Mistakes and How to Avoid Them

Important Information Most people will not argue the need to have car insurance for their cars because they know that how important auto insurance is to cover difficult situations such as theft, natural disasters, and accidents. However, what most car-owners don’t know is how to avoid certain car insurance challenges. Some of the the most common mistakes range from paying too much, not having adequate coverage for your insurance needs, or signing up for redundant policies. Here are some other challenges… Not fully understanding the coverage you’ve purchased Do not be deceived by the term...

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Preventing Future Auto Insurance Problems

Posted by on Feb 23, 2018 in Personal Protection | Comments Off on Preventing Future Auto Insurance Problems

Choosing the right insurance policy can be an excruciating process for many people, and they try as fast as possible to get through it. When getting auto insurance, most people prefer to go with a company they know or one they often see on TV. Often, folks discover too late via terrible customer service or a complicated claim filling process that their auto insurance is doing more harm than good. The smarter way to buy auto insurance Vehicles are not assets, but a liability. They start depreciating the moment you put on your ignition and start to drive home. Right from there, your car will...

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Getting the Right Car Insurance Coverage

Posted by on Jan 23, 2018 in Personal Protection | Comments Off on Getting the Right Car Insurance Coverage

Each auto insurance policy is a collection of policy options bundled together. The size, configuration, and protection for auto insurance policies will vary by the policyholder. Here’s how auto insurance policies break down, and what that means for you: Liability Insurance. Liability insurance is the coverage necessary for driving legally in most states. Auto liability insurance will pay to victims in accidents where the insured is at-fault, within limits. The driver at-fault and any passengers in the at-fault vehicle will not be compensated. Uninsured/Underinsured Motorist Insurance. If hit...

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6 Steps to Take Following a Vehicle Collision

Posted by on Dec 16, 2017 in Personal Protection, Uncategorized | Comments Off on 6 Steps to Take Following a Vehicle Collision

Vehicle collisions happen each day to drivers of all ages. They are part of life in big cities and small towns. Knowing the correct actions to take following an auto collision can have a lasting impact on insurance premiums and possible legal repercussions. Take the correct measures to stay protected. Here are 6 steps to take following a vehicle collision: 1. Get to Safety The action to take following an auto collision is getting to safety. Depending on the situation, this could mean moving a vehicle safely to the shoulder or exiting the automobile immediately. Always place safety as the top...

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