Down to Business

Watch out For These Payroll Tax Mistakes

Posted by on Mar 29, 2018 in Down to Business | Comments Off on Watch out For These Payroll Tax Mistakes

If you run a small company or a large one… you have many responsibilities. One that can cause quite a bit of headaches is taking care of pay-roll tax obligations. It’s easy to make mistakes and the penalties can be large. So review these tips to avoid those headaches… Misclassification of Employees Hiring independent contractors to avoid paying typical expenses associated with employees is a growing trend. However, there are specific tests to determine whether these “independent contractors” should actually be classified as employees instead. For example, if you control what they do, when...

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How to Leverage America’s Aging Workforce in Your Business

Posted by on Mar 27, 2018 in Down to Business | Comments Off on How to Leverage America’s Aging Workforce in Your Business

The job market is tightening. Finding great workers is getting more difficult. Yet if you set age aside, there’s a great pool of folks with fantastic business experience, interpersonal capabilities, and general proficiency. (And it’s important to know… studies show that for each 90 days a position remains unfilled, a company loses $14,000.) As companies battle each other to fill open positions, a number are looking at the pool of highly experienced, talented, slightly older workers to help fill the need. Older workers also tend to carry institutional expertise and specific abilities that...

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5 Insurance Tips to Help You Protect Your Small Business

Posted by on Feb 23, 2018 in Down to Business | Comments Off on 5 Insurance Tips to Help You Protect Your Small Business

According to statistics, there are 28 million small businesses in the United States, which account for 54% of all sales. These businesses are driven by entrepreneurial spirit and the burning desire to introduce a unique idea to the market or offer a unique skill. Launching a business and keeping it thriving demands great passion, robust business plan, significant capital and some other things most people usually overlook, such as insurance. Starting a business is itself a risk, so all business owners must take the time to insure themselves, their investment, employees, and property the right...

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Get the Most from a Commercial Insurance Policy

Posted by on Jan 17, 2018 in Down to Business | Comments Off on Get the Most from a Commercial Insurance Policy

Small business owners are constantly implementing innovative ways to increase productivity, revenue, and reviews. With so much energy dedicated to promoting the success of the business, seldom is time spent thinking about the insurance side. Businesses face inherent risk regardless of size, location, and company size. In an instant, random occurrences can damage or destroy a business. A business insurance policy can help entrepreneurs recover, yet differences in coverage, service, and rates leave many confused where to begin. Before sourcing a business insurance policy or switching insurance...

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The Basics of Business Insurance

Posted by on Jan 13, 2018 in Down to Business | Comments Off on The Basics of Business Insurance

Entrepreneurs have a lot to think about. It’s understandable if some have yet to obtain adequate commercial insurance for their small business. Some may grab policies off the shelf, while others may lack coverage completely. Businesses are subject to many of the same risks as homes and much more atop that. Protecting a business with commercial insurance helps preserve revenue, owner credit, and the hard work placed into creating an enterprise. Whether it’s time to purchase a commercial policy or you’re looking to compare rates, you can help match the right policy to your business. When...

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Getting Started with Business Insurance

Posted by on Jan 2, 2018 in Down to Business | Comments Off on Getting Started with Business Insurance

Businesses are subject to many of the same insurance risks as homes, and then some. Following a mishap, some business owners are surprised to find their small business insurance policies are inadequate. Studies show a number of small businesses carry insurance policies lacking complete coverage. The kicker is that often, the business owners find out only after filing a claim, leaving costs up to them. Looking at a city street, a small business can mean anything from a cafe to a boutique, to a bottle shop and much more. Tailoring an insurance policy for the right coverage while excluding the...

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