Down to Business

3 Tips to Control Commercial Insurance Costs

Posted by on Aug 14, 2018 in Down to Business | Comments Off on 3 Tips to Control Commercial Insurance Costs

We all need insurance, but it is nonetheless expensive. Commercial organizations require good insurance in order to survive, as they need to be able to weather any unexpected storms which may come their way. Whatever the size of your organization happens to be, it is essential to minimize your insurance overheads while remaining suitably protected. Here we offer your 3 tips for reducing commercial insurance costs! 1. Track incidents You should track your incidents, even if no formal case arises from them. You may feel like you should only track claims which have become a case of their own,...

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How to Keep Your Small Business Protected

Posted by on Jun 8, 2018 in Down to Business | Comments Off on How to Keep Your Small Business Protected

While most larger companies have entire departments dedicated to the protection of their business, smaller businesses are often left to tackle unique risks without the same extent of protective resources. No matter the size of your business, protection should be a top priority, that’s why we’ve put together eleven tips for small business protection, that can easily be implemented into your current business model. Here are our eleven tips for legal, digital, and physical protection: Eliminate Personal Devices Removing personal devices/bring-your-own-devices, or putting in place adequate...

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Protecting your Business from Natural Disasters – Top Three Tips

Posted by on Jun 4, 2018 in Down to Business | Comments Off on Protecting your Business from Natural Disasters – Top Three Tips

Business owners and residents in the US have faced some tough challenges in recent years, with multiple natural disasters causing chaos around the country. From hurricanes to floods, natural disasters can cause significant damage to local communities and the businesses that operate in them. In the face of the chaos that natural disasters can cause, it’s important for businesses to be prepared for severe weather and think of safety and recovery as key priorities. The on-going damage caused by natural disasters puts a heavy toll on insurance claims – a essential finance that many businesses...

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Tips that help you avoid business insurance mistakes

Posted by on Apr 28, 2018 in Down to Business | Comments Off on Tips that help you avoid business insurance mistakes

It’s essential to find the right business insurance for your company, especially if you manage a small business with limited finances. Although every insurance provider will try to sell itself to you, which one actually offers you the best deal overall? You need to ensure that you protect your business, your customers, and your employees without breaking the bank or making regrettable mistakes. Here we offer you some tips on choosing the best business insurance for you and avoiding some common business insurance mistakes. 1. Sometimes you have to pay more If you’re running a business, you’re...

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What You Need to Know Before Buying Business Insurance

Posted by on Apr 25, 2018 in Down to Business | Comments Off on What You Need to Know Before Buying Business Insurance

There are many reasons why a business may choose a less-than-adequate insurance policy. Business owners may be looking to save money, or they may simply not be taking into account the risks and liabilities attached to their operations. Despite many business owners’ hesitance, it is always a good idea to be alert of risks for your business and to patent your unique ideas. Legal proceedings can easily crush your business should they come about, especially if you’re not armed with a decent insurance policy. So, having illustrated the importance of business insurance, what types are there? Here...

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Watch out For These Payroll Tax Mistakes

Posted by on Mar 29, 2018 in Down to Business | Comments Off on Watch out For These Payroll Tax Mistakes

If you run a small company or a large one… you have many responsibilities. One that can cause quite a bit of headaches is taking care of pay-roll tax obligations. It’s easy to make mistakes and the penalties can be large. So review these tips to avoid those headaches… Misclassification of Employees Hiring independent contractors to avoid paying typical expenses associated with employees is a growing trend. However, there are specific tests to determine whether these “independent contractors” should actually be classified as employees instead. For example, if you control what they do, when...

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