Down to Business

Get the Most from a Commercial Insurance Policy

Posted by on Jan 17, 2018 in Down to Business | Comments Off on Get the Most from a Commercial Insurance Policy

Small business owners are constantly implementing innovative ways to increase productivity, revenue, and reviews. With so much energy dedicated to promoting the success of the business, seldom is time spent thinking about the insurance side. Businesses face inherent risk regardless of size, location, and company size. In an instant, random occurrences can damage or destroy a business. A business insurance policy can help entrepreneurs recover, yet differences in coverage, service, and rates leave many confused where to begin. Before sourcing a business insurance policy or switching insurance...

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The Basics of Business Insurance

Posted by on Jan 13, 2018 in Down to Business | Comments Off on The Basics of Business Insurance

Entrepreneurs have a lot to think about. It’s understandable if some have yet to obtain adequate commercial insurance for their small business. Some may grab policies off the shelf, while others may lack coverage completely. Businesses are subject to many of the same risks as homes and much more atop that. Protecting a business with commercial insurance helps preserve revenue, owner credit, and the hard work placed into creating an enterprise. Whether it’s time to purchase a commercial policy or you’re looking to compare rates, you can help match the right policy to your business. When...

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Getting Started with Business Insurance

Posted by on Jan 2, 2018 in Down to Business | Comments Off on Getting Started with Business Insurance

Businesses are subject to many of the same insurance risks as homes, and then some. Following a mishap, some business owners are surprised to find their small business insurance policies are inadequate. Studies show a number of small businesses carry insurance policies lacking complete coverage. The kicker is that often, the business owners find out only after filing a claim, leaving costs up to them. Looking at a city street, a small business can mean anything from a cafe to a boutique, to a bottle shop and much more. Tailoring an insurance policy for the right coverage while excluding the...

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Protect Against Cyber Attacks

Posted by on Dec 26, 2017 in Down to Business | Comments Off on Protect Against Cyber Attacks

Security estimates suggest over half of U.S. companies have been hacked this year. If that number sounds alarming, it’s because it should be. Often, companies go to lengths keeping breaches discreet, contributing to an illusion of rarity. This helps protect the company’s reputation, retain customers, and maintain sales. As several major breaches demonstrated this past year, public outcry following a breach can be significant. Companies are always looking for ways to protect customer data. Increasingly, companies are spending more to defend against and respond to cyber attacks. Of the...

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The Basics of Commercial Insurance

Posted by on Dec 25, 2017 in Down to Business | Comments Off on The Basics of Commercial Insurance

  Running a business requires a lot from the average entrepreneur. Beyond selling a product or service, there are multiple responsibilities to manage behind the scenes. Bookkeeping, inventory, licensing and more are all part of entrepreneurship and take time to coordinate. Being pulled in so many directions it can be challenging to check all the boxes. When opening a business or working from home, commercial insurance is an important safety net to have in place. The right commercial insurance policy for your small business depends on a number of factors. In some industries, established...

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Have an Import Export Business Get This Insurance

Posted by on Nov 18, 2017 in Down to Business | Comments Off on Have an Import Export Business Get This Insurance

Caring for staff is an important part of running a company. Depending on the state, insurance regulations vary. Standard business insurance policies include worker’s compensation and other liability coverage. For small businesses starting out, this may be enough coverage. For those in the export-import field there is extra protection available: Credit-Risk Insurance for Exporters Several export credit-risk policies are available courtesy of the Export-Import Bank of the United States (Ex-Im). Designed to both protect the insured and encourage expansion, these policies protect in case of...

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